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ULIP or Term Plan : Life Insurance & ULIPS - Page 2
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ULIP or Term Plan

Discuss various life insurance and ULIP plans


Re: ULIP or Term Plan

Postby ershalabhagrawal » Fri May 30, 2008 10:51 am

No, I have enquire it on 15th of May 2008 in Gurgaon abt it for HDFC but they have have refuse that it covers abt suicide after 1 yr. also on there site it is not mentioned clearly.
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Re: ULIP or Term Plan

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Re: ULIP or Term Plan

Postby pushpin » Mon Jun 02, 2008 10:45 am

hi amish
term plan is best.you select term plan of any compony, and after that your miney y save are investe in any mf scheme or bank fd orpost you can earn more than ulip.

life insurence and mediclaim both are nessesary.you have no option.you have to need both.
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Re: ULIP or Term Plan

Postby Ramalingam K » Tue Oct 04, 2011 3:51 pm

If you continue to stay in ULIP to recover the losses it will take much more time. Instead if you surrender and book loss and reinvest the same in mutual funds you will be able to recover your losses much faster.



Regards,
Ramalingam K, MBA, CFP,
Chief Financial Planner,
Holistic Investment planner private Limited,
Www.holisticinvestment.in
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Re: ULIP or Term Plan

Postby Ramalingam K » Wed Nov 23, 2011 4:24 pm

Term policies are cheaper as they cover only the risk of death happening within a specified period. In addition the premium charged depending on the age of the person insured and time of coverage required with medical examination being compulsory in most of the cases.



http://www.holisticinvestment.in/term-life-insurance-a-checklist




Regards,

Ramalingam K. MBA, CFP,
Chief Financial Planner,
Holistic Investment Planners Private Limited,
www.holisticinvestment.in
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Re: ULIP or Term Plan

Postby huntbryan5 » Tue Jan 17, 2012 1:50 pm

we can talk about the functions, advantages and disadvantages of all the items provided that they are information. It doesn't issue if the business of some organization gets influenced. The purpose behind having this message board is to talk about various promotions in details and try to discover out which is the best and thus guideline our other traders.
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Re: ULIP or Term Plan

Postby investordost » Sat May 09, 2015 6:08 pm

So what do you think is better, ulip or term plan?

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